The life insurance quote that I got from my insurance agent last year has expired and the new rates are much higher. I should have just gotten it then but I really could not afford it. I figured that I would put the policy into place when I got a raise. I got my raise just last week and now the new life insurance quote is about double of the one that I had from last year, for the exact same coverage.

I am feeling really stupid for having this happen but also think that maybe I should shop around for some cheaper no medical exam life insurance, just like people do for car insurance. In the past when I have done this for car insurance, it seems that you can always find someone who is cheaper.

I am thinking that by using one of those online companies that gets you lots of quotes to compare I should be able to get some no medical exam life insurance for a better rate. Even if it is just a little bit cheaper, anything will help at this point. I know that I need to be prepared but paying double is just out of the question.