The whole reason for requesting no medical life insurance quotes from our insurance company was to compare them to the free quick ones that we got from a company online. My husband and I had been talking about getting life insurance for years and had never done it. I think the hassle of calling the insurance agent that we are used to dealing with, waiting for him to put something together and then finally getting back with us just seemed like more of a hassle than anything.

There have been a couple of times when I have to actually run in to his office and pay our auto insurance premium and I have noticed literature on term life insurance around the office but I have never seen any type of literature for the no medical life insurance like we are getting. Maybe he does not offer it, but my husband thinks that every agent offers every type of life insurance that there is.

No matter if he offers it or not, the price and the ease of setting everything up, has made up our minds and we are not going with a term life insurance policy from our normal agent, we are definitely choosing to write up something from the online company that offers the insurance with no medical exam required.